The voice of payments

New Payments Architecture

Plumbing for the 21st century

Joss Wilbraham

9 min read

The great divide

A legacy mindset is your burning platform

Mikael Sedera

8 min read

Back to the Future

What next for payments?

Matt Williamson

7 min read

Nowhere to Hide

How will banks react when their payments back office truly becomes their front office?

Eimear O'Connor

5 min read

Building Connections

My time as an intern at Form3 has been centred around the principal of connection...

Josephine Windsor-Lewis

5 min read

Payments DNA

On-Premise is dead, long live Cloud-Native Technology...

Laura Francis

8 min read

Standards – Old Problems New Solutions

ISO 20022 is the standard of choice for central systems and the growing instant payment initiatives...

Jolanda Schekermans

4 min read

Raising our standards

The world of payments is fit to bursting with standards, with each market having their own particularities, release planning and scheduling...

Jolanda Schekermans

9 min read

If a problem shared is halved…… how much smaller can we make it together?

We get asked a lot for our views on Brexit and its potential implications for our PSP and Bank clients...

Mike Walters

13 min read

Will all Banks and PSP’s require their own Sort Code from July 2019?

Will every UK financial institution receiving payments require its own Sort Code by July 2019, as a consequence of the Confirmation of Payee (CoP) implementation? ...

Marcus Bateman

7 min read

Real-time is becoming the 'new normal' in payments

Looking at the UK Payment Statistics this morning, I noticed that the July 2018 Faster Payment Service (FPS) volumes (175m) exceed the volume Bacs Credits (171m) for the first time...

Michel Mueller

8 min read

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